- My Western World
Claims
Western World’s Claims Professionals have developed extensive expertise in dealing with the exposures of the markets we serve, and do so with great attention to the needs of our policyholders. We are focused upon resolving all meritorious claims promptly and in accordance with sound claims handling practices.
Contract Division
The Contract Division business is distributed through select general agents located throughout the United States. The cornerstone of the Division is the binding authority granted to our agents and the trusted relationship necessary for our partnership to be successful.
Contract Division - Auto
Contract auto products are provided on both an admitted and non-admitted basis.
COVERAGES
- Auto Liability
- Auto Physical Damage
- Cargo
- In-Tow
- Truckers General Liability
CLASSES
- Cement Mixers
- Contractors
- Dump Trucks
- Fast Food Delivery (non-owned autos)
- Limousines
- Local and Intermediate Truckers
- Long Haul Truckers Up to a 1,000 Mile Radius
- Public Autos
- Social Service Agencies
- Tow Trucks
Brokerage
The Division executes its focused marketing strategy by limiting the number of producers with access to the facility, allowing Specialty to offer the highest possible service standards. In addition, the Division also understands the culture of the binding authority agents who have relationships with other underwriting Divisions within the Group.
Brokerage targets difficult and hard-to-place primary business driven by the risk of severe loss. The Division has an ample appetite for a broad spectrum of general liability risks such as heavy equipment manufacturers, equipment rental and millwright contractors. Brokerage's risk portfolio is divided between general liability and product liability exposures.
In order to make difficult risks acceptable or affordable, accounts can be written on either an occurrence or claims-made policy form. In addition, the Division makes extensive use of large deductibles, self-insured retentions and unique endorsements.
Program Division
Western World Program Division serves the needs of program administrators who focus on Affinity Group and Association marketing. We value the wealth of knowledge and experience that our program agents have to offer much more than the size of their program. As our program partner, you'll get the personal attention and full support of our senior management team, every step of the way. Each and every client that we serve receives the highest level of service and has access to all areas of the company. By working together, we're confident that your book of business will produce positive results long into the future.
FINANCIAL STRENGTH AND STABILITY
We are a carrier rated A+ (Superior) by A.M. Best Company* with a long history of success in supporting program business with tailored solutions for unique liability exposures.LONG-TERM COMMITMENT TO YOUR BUSINESS
We've built our business by creating long-term relationships and providing a consistent market, regardless of business climate or market volatility.PROGRAM PROTECTION AND EXCLUSIVITY WHEN WARRANTED
Personalized attention from senior managers who recognize and value your expertise and are committed to program longevity. Our staff will provide full assistance with start-up and program transition support.WE ARE A COMPANY DEDICATED TO YOUR SUCCESS
We offer web enabled program administration applications and processing systems to help you better manage and build your program.WWIP
Western World's goal is to offer unparalleled ease of use to our Business Partners. We provide the tools you need for quoting, binding and issuing policies easily and efficiently while our experienced Underwriting staff is always available to assist you with underwriting and marketing issues.
The WWIP (Western World Integrated Platform) gives Binding MGAs the ability to underwrite, rate, quote bind and issue policies directly through our customized website.
You have on-call and on-line access to Claims and on-line access to the information and reports you need to monitor your business.
Western World offers the tools to analyze your book of business so you can spot trends and opportunities. In your toolkit you will find an array of currently valued reports including: your agency Account Current statement; your agency Executive Summary profiling your business through various metrics; Claim Summaries, Loss Runs and Open Claims Analyses and on-line Renewal Instructions.
Your toolkit also contains Marketing Materials that can be customized for you or that you can customize yourself to meet your specific marketing needs.
RatingPlus
Western World's goal is to offer unparalleled ease of use to our Business Partners. We provide the tools you need for quoting, binding and issuing policies easily and efficiently while our experienced Underwriting staff is always available to assist you with underwriting and marketing issues.
RatingPlus gives Program Agents the ability to underwrite, rate, quote bind and issue policies directly through our customized website.
You have on-call and on-line access to Claims and on-line access to the information and reports you need to monitor your business.
Western World offers the tools to analyze your book of business so you can spot trends and opportunities. In your toolkit you will find an array of currently valued reports including: your agency Account Current statement; your agency Executive Summary profiling your business through various metrics; Claim Summaries, Loss Runs and Open Claims Analyses and on-line Renewal Instructions.
- General Liability
General Liability
General Liability products are offered in most states. We offer coverage for many classes of business. The classes shown below are a representative sample of classes entertained by Western World.
COVERAGE
- General Liability
- Owners/Contractors Protective Liability
- Products/Completed Operations Liability
- Liquor Law Liability
- Employee Benefit Liability
CLASSES
- Amusement Devices
- Apartments
- Artisan Contractors
- Athletic Events
- Buildings
- Camps
- Clubs
- Condominium/Homeowners
- Crane Operators
- Day Care
- Dwellings
- Equine Risks
- Equipment Rental
- Exercise and Health
- Fire Suppression
- Food Services
- General Contractors
- Hospitality
- Hot Air Balloons
- Hotels
- Janitorial
- Manufacturers
- Outfitters and Guides
- Pest Control
- Scaffold Contractors
- Schools
- Shopping Centers
- Special Events
- Steel Erection & Fabrication
- Supermarkets
- Tanning Salons
- Vacant Land/Buildings
- Professional Liability
Professional Liability
Western World thrives on underwriting the unusual and challenging. If you do not recognize the coverage you require on this page, please CONTACT US. If we do not provide the underwriting you require, we will assist you in finding someone who does for a rapid evaluation of your risk.
COVERAGE
- Architects & Engineers Liability
- Directors & Officers Liability
- Public Officials Liability
- Educational Errors & Omissions
- Information Technology Errors & Omissions
- Miscellaneous Errors & Omissions
- Miscellaneous Professional Liability
- Commercial Property
Commercial Property
Coverage is available using standard ISO policy forms including custom manuscript endorsements where applicable.
COVERAGE
- Building
- Personal Property
- Business Income/Extra Expense
- Crime
- Inland Marine
- Equipment Breakdown
- Bailees
- Miscellaneous Property Floaters
CLASSES
- Apartments
- Camps
- Clubs
- Community Organizations
- Condominiums/Townhouses
- Commercial Office Buildings
- Contractors Equipment
- Day Care Centers
- Professional Offices
- Hospitality Classes
- Houses of Worship
- Lessor's Risk
- Light Industrial Campuses
- Retail Stores
- Schools
- Social Service Facilities
- Restaurants, Bars & Taverns
- Vacant Buildings